Why RI?

When Agribusiness professionals ask why they should use our agency, we have a simple answer: The Six C’s

1. Convenience … 2. Choice … 3. Coverage … 4. Customer Service … 5. Claims … 6. Cost

The “Six Cs” mean being easy to do business with … offering a wide range of options of cost-effective coverages … and doing so with superior service and a hassle-free efficient claims process.

We have performed extensive due diligence and a rigorous vetting process to find the right insurance partners who can deliver the excellence our team demands – and you deserve – from the Six Cs. And we have used our many years in conducting thousands of customer transactions to continually ensure that they do so every day.

But it goes beyond that. Agribusinesses are highly personal businesses. They represent the time, money and incredible effort an owner must put into a business to be successful. That’s where we come in. We give you the personal service and attention that you give your own business and customers. It’s the kind of personal service that an online insurer or large bureaucratic insurance company can’t give you.

Insurance is about minimizing your risks. So why take risks in choosing an insurance agency and its products? Why take chances when you can have the peace of mind Royle Insurance provides for its agribusiness customers?

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What is it?

Agribusiness insurance essentially covers the entire agricultural supply chain – something we call ‘Farm to Table.’

The Farming side of our Agribusiness coverage includes: family farms, small hobby farms, gentleman farming, vineyards and farming operations all the way up to large production farms.

Our Commercial Agriculture side includes property and equipment coverage for commercial agriculture and distribution, and food manufacturing and distribution as well.

We also can help in emerging areas of Agribusiness, such as food safety and cybersecurity risks brought on by the increasing role of technology in agricultural businesses today.

Why is it needed?

There are many compelling reasons for agribusiness insurance. In general, it provides protection that involves you, your assets, your employees, customers and visitors to your premises.

One of the biggest reasons for this insurance is the risks associated with autos and vehicles. In today’s economy, a lot more miles are being driven. If an accident occurs, the cost to repair or replace a vehicle is much higher. Auto accidents can also include medical costs – if someone is badly injured in an accident, the medical costs to the insured can be significant.

In addition to auto and vehicle accidents, some of the other prevalent reasons for carrying agribusiness insurance are:

  • Workers compensation
  • Slip and fall injuries
  • Animal-inflicted damage or bites
  • Wind, hail or lightning damage
  • Misapplication of chemical products
  • Food-safety claims
  • Glass breakage
  • Fire damage or loss

These are just a few of the primary reasons, but there are many more specific and unique needs that agribusiness owners may want to consider based on the nature of their operations, products and services.

Commercial Agribusiness Coverages We Offer:

  • Animal Feed Manufacturing
  • Animal Slaughtering & Packing Houses
  • Apiculture
  • Breakfast Cereal Manufacturing
  • Cattle Feedlots
  • Cheese Manufacturing
  • Creamery Butter Manufacturing
  • Dairy Product Merchant Wholesalers
  • Dried and Dehydrated Food Manufacturing
  • Dry, Condensed & Evaporated Dairy Manufacturing
  • Egg Production and Processing
  • Farm Labor Contractors and Crew Leaders
  • Farm Supplies Merchant Wholesalers
  • Feed, Grain and Hay Dealers
  • Feed Mills
  • Fertilizer Dealer and Distributor
  • Fluid Milk Manufacturing
  • Food Products Manufacturing
  • Fresh Fruit and Vegetable Distributor
  • Frozen Fruit, Juice and Vegetable Manufacturing
  • Fruit and Vegetable Canning
  • Grain Milling
  • Livestock Dealers and Sales
  • Machinery or Equipment Dealers (Farm Type)
  • Meat, Fish, Poultry or Seafood Distributors
  • Meat, Fish, Poultry Processing
  • Pet Food Manufacturing
  • Poultry Hatcheries
  • Produce Handling or Packing
  • Roasted Nuts and Peanut Butter Manufacturing
  • Seed Merchants
  • Specialty Canning
  • Spice and Extract Manufacturing
  • Support Activities for Animal Production
  • Veterinary Services
  • Wholesale Nursery Garden and Greenhouses
  • Winery and Vineyards

For More Information:
Phone: 440-279-4111
Email: [email protected]
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